When establishing risk classes for a financial or personal security system , the actuary should consider and document any known significant choices or judgments made, whether by the actuary or by others, with . Lack of availability (or unacceptable cost) of adequate funds to fulfill These are the COSO ERM cube, IRM standard, BS 31100 and the FIRM risk scorecard. Arbitration and mediation case participants and FINRA neutrals can view case information and submit documents through this Dispute Resolution Portal. HD61.H567 2010 658.15'5-dc22 2009046006 Typeset by Saxon Graphics Ltd, Derby Insufficiently robust procedures for correct allocation of funds for strategic investment 1. FIRM is concerned with the analysis of how the company behaves and how that becomes an interaction with the outside world that can create risk. Review the FIRM and PESTLE models of Risk Classification Systems in Chapter 11. [1] Typically, the impact could occur between one and five years (or more) after the event. Why are Risk-based Scorecards useful? In the latter instance, the figure shown on the Scorecard will not be found on the individual report card, but instead will be calculated using figures from that report card. The safety risk score shall be put into the ERCS matrix. This will be the same value as is found on the respective report cards. to be facing based on your FIRM Risk Scorecard findings and discuss each Risk short term, medium term and long term should not be considered to be formal risk classification systems. The Risk-based Scorecard is an approach to calculate and record a customer's risk level, in line with an organisation's risk-based approach, policies and procedures. Anything that does not serve this purpose will get deleted. Registered representatives can fulfill Continuing Education requirements, view their industry CRD record and perform other compliance tasks. Product delivery, transport arrangements and/or communications If a report card only displays one type of alert, then the number shown in this section of the Scorecard will be identical to the number shown in the same section of the individual report card. fluctuations and foreign exchange rates, 4. according to the timescale of their impact, risks can also be grouped according to the nature of the risk. I. component of Risk Scorecard as well in connection to your FIRM. The FIRM risk scorecard can also be used as a template for the identification of, 4 out of 4 people found this document helpful. When selecting which risk characteristics to use in a risk classification system, the actuary should consider the following: 3.2.1 Relationship of Risk Characteristics and Expected OutcomesThe actuary should select risk characteristics that are related to expected outcomes. User support providers should understand the risk classification process to support their users. Close suggestions Search Search. Course Hero uses AI to attempt to automatically extract content from documents to surface to you and others so you can study better, e.g., in search results, to enrich docs, and more. Report a concern about FINRA at 888-700-0028, Securities Industry Essentials Exam (SIE), Financial Industry Networking Directory (FIND). Implement a standard DRR system approach: Implement a DRR process based on industry quantitative and qualitative scorecards to help separate expected loss into a PD and an LGD. If a message involves judgment of a peer, criticism or defence of that peers competence, For each given safety risk score there is also a numerical equivalent score for aggregation and analysis purposes which is explained below under 'Numerical equivalent score'. Having identified suitable risk assessment Internal and external factors can give rise to risks. For any report card offering multiple market classes (such as 10 Second Compliance and 20 Minute Compliance), the "All" value for Number in Peer Group will be used unless otherwise noted. add comment or opinion to these posts with referenceQ:The importance of classifying risk relates to the duration of its impact on business continuity: short, medium, or long. For any report card offering multiple market classes (such as 10 Second Compliance and 20 Minute Compliance), the "All" value for Tier will be used unless otherwise noted. Factsheet 3 - ts purpose is to protect the child's rights to develop his or her full cognitive. important structural components of a risk classification system. Risk Index The Network Rail risk appetite statement follows a similar structure to the FIRM risk scorecard. Business. The Scorecard supplies data available in the respective report cards for the current month and the preceding month. The FIRM risk scorecard offers a means of classifying strategic and project (or tactical) risks according to the main impact associated with the risk, should it materialize. about Intellectual Property, 2. Insufficient revenue generation in the marketplace or inadequate The acronym spells out the four aspects of risk regarding the internal behavior of a company. The methodology does this by considering the risk in the following categorizations: Financial, Infrastructure, Reputation and Marketplace (or FIRM). 2) FIRM is a risk rating and identification system that acts as a FIRM risk scorecard and also reinforces the idea that each institution must be concerned with its finances, etc. Supply chain is complex and lacks competition and/or raw materials They can also refer users to our Approved Services by Risk Classification table. Building an ERC. Bloomsburg University of Pennsylvania FIRM and PESTLE models of Risk Classification Systems. A risk classification system will also enable an organisation to identify which strategies, tactics and operations are most vulnerable. AROIAS5RSCHKFJTSURVYDS,.JHGSD69OD, DOCX, PDF, TXT or read online from Scribd, 60% found this document useful, Mark this document as useful, 40% found this document not useful, Mark this document as not useful. the strategic plans, 1. The model entails the use of a firm risk scorecard that is built on various aspects of risk classification, including nature of the impact, time-scale of impact, overall risk exposure, hazardous nature, control or opportunity, and also the risk capacity and overall exposure of the organization (Hopkin, 2017). Highly competitive marketplace with aggressive competitors and high The sources of potential damage to premises are identified as flood, fire, earthquake and. Many organizations struggle to find a suitable risk classification system. This study addresses tries to provide a framework to understand different risks in a systematic way. Discuss their. Abstract. Plan for the requirements associated with the risk classification. 11 Risk classification systems. The FIRM risk scorecard can also be used as a template for the identification of corporate objectives, stakeholder expectations and, most importantly, key dependencies. return on investment achieved, 4. Purpose - The purpose of this paper is to introduce the concept of an Enterprise Risk Scorecard. Your report must address the CEO of your firm. However while firms may have a coherent system for classifying risks that meets their own requirements, such systems are unlikely to be identical between firms. If the individual report card has only one section (alert type), then both of these numbers will be a direct transfer from the Peer section of that particular report card. Short-, medium-and long-term risks Nature of risk classification systems Examples of risk classification systems FIRM risk scorecard PESTLE risk classification system Compliance, hazard, control . Long-term risks usually impact the ability of FIRM risk scorecard - Read online for free. continuation of organisation after major loss, 2. For login assistance, contact the FINRA Gateway Call Center at (800) 321-6273. FIRM Risk Scorecard to determine the level of risk within the organisation, project, (Hopkin, 2017). embed 'Risk Aware Culture', 2. en Change Language. Includes index. The Firm Summary Scorecard provides an overview of certain performance and comparison statistics from each of the active individual report cards in one specific location. View Lecture 6.docx from SOBA bfs3002 at Harvard University. 8_ Reminiscence Arc.pdf, F Identifies the sources of energy eg solar geothermal wind hydroelectric, Question 3 (25 Marks) The Auditor General stated that "Nobody's reporting, nobody's accounting, and nobody really knows for sure what has happened to this money." Contents List of figures Achieving benefitsxv List of tables xvii Foreword Tsogo Sun: Risk management processxx Acknowledgements xxi Introduction1 PART ONE Introduction to risk ma procedures and decided the benchmark test of Figure 5 is based on the FIRM Risk Scorecard risk significance for different classes of risks, it will then classification system and it provides examples of be possible to identify the appetite or . For example, banks and other financial institutions almost universally classify risks as, market, credit and operational risks. Inadequate internal financial control environment to prevent fraud and FIRM risk scorecard to determine the level of risk your firm is facing Risk Index Financial component of the FIRM Risk Scorecard Score 1. In the latter instance, the figure shown on the Scorecard will not be found on the individual report card, but instead will be calculated using figures from the Peer section of that report card. Other commonly used risk classification systems that can also be. All non-linguistic content will be removed. presents an operational version of the bow-tie representation of risk management, rather, than the high-level overview presented in, sources of potential damage to premises and retains the impacts as financial, infrastructure, reputational, and marketplace. For the OATS Compliance Report Card, these numbers will correspond to the Total Exceptions Rank and Percentile. Kogan Page Limited: London, evaluating and implementing effective risk management. In the case of report cards with multiple alert types (e.g., 10 Second Compliance and 20 Minute Compliance), the Firm % shown on the Scorecard will be computed by summing the firm percentages for each separate alert type, since alert types within each specific report card are mutually exclusive events. FIRM Risk Scorecard to determine the level of risk within the organisation, project, Lack of availability (or unacceptable cost) of adequate, Insufficiently robust procedures for correct allocation of funds for, Inadequate internal financial control environment to prevent fraud, Inadequate funds to meet historical liabilities (including pensions) and, Inadequate senior management structure to support organisation an, Insufficient people resources, skills and availability, including concerns, Inadequate physical assets to support the operational and strategic, Information Technology (IT) infrastructure has insufficient resilience, Business Continuity Plans are not sufficiently robust to ensure, continuation of organisation after major loss, Product delivery, transport arrangements and/or communications, Poor public perception of the industry sector and/or potential for, Insufficient attention to ethics/Corporate Social Responsibility/Social, University of the Witwatersrand, Johannesburg, Applied communication in policing (EPP2601), Applied English Language for Foundation Phase First Additional Language (ENG1514), Intrduction to Medical Sciences 1 (APES1001), Law of Succession and Administration of Estates (LPS321E), Mathematics for Natural Sciences (MATH150), Alternative Dispute Resolution 431 (ADR431), Collective Bargaining and Collective Labour Law 503 (JMLV503). For the OATS Compliance report card, this number will correspond to the Total Exceptions Peer Group count. However, some parts of the website will not work in this case. If the individual report card has only one section (alert type), then this number will be a direct transfer from that particular report card. Use of the FIRM risk, scorecard facilitates robust risk assessment by ensuring that the chances of failing to identify a significant, As with so many risk management decisions, it is for the organization to decide which risk, classification system most fully satisfies its needs and requirements. In the latter instance, the figure shown on the Scorecard will not be found on the individual report card, but instead will be calculated using figures from that report card. http://www.tutorsglobe.com/getanswer/what-is-firm-risk-scorecard-9015268.aspx, . , http://www.almaany.com/ar/dict/ar-en/scorecard/. (See Firm Summary Scorecard for a sample segment of the report.). This thesis, structured around three interrelated empirical essays, investigates the relationship of corporate governance with firm risksdefault, stock liquidity, downside and upsidefor a large sample of Australian listed firms (more than 1,000) over the period from 2001 to 2013. rapidly developing, 4. 3. From Seed World Magazine - Previous risk management articles discussed the taxonomy of risks faced by agribusinesses, a method for categorizing and assessing these risks via a scorecard, and how a firm should determine which risks are the most threatening to its financial well-being. Risk Assessment Risk Classification Risk control Risk reduction. FIRM risk scorecard to determine the level of risk your firm is facing Risk Index Allocate a score of between 0 and 5 to each component of the generic example of the FIRM Risk Scorecard to determine the level of risk within the organisation, project, operation or location being evaluated. The table below provides a reference description for all of the elements found in the Firm Summary Scorecard. close menu Language. There are similarities in most of these systems. Course Hero uses AI to attempt to automatically extract content from documents to surface to you and others so you can study better, e.g., in search results, to enrich docs, and more. For technical support, please visitour Technical Assistance page,or write toreportcenter[emailprotected]. because of political risks, war, terrorism, crime or pandemic, Score Description of the level of risk Score Description of the level of risk. strategic investment, 1. Review the FIRM and PESTLE models of Risk Classification Systems in Chapter 11. The technique considers risk as external (or reputation and market-place) and internal (that is, financial and infrastructure). Question Description add comment or opinion to these posts with reference Q:The importance of classifying risk relates to the duration of its impact on business continuity: short, medium, or long. service standards, 4. Firm compliance professionals can access filings and requests, run reports and submit support tickets. This will be the same value as is found on the respective report cards. It offers a framework for systematic identification of risks to an organization. File a complaint about fraud or unfair practices. Business Continuity Plans are not sufficiently robust to ensure Design/methodology/approach - With the accelerating growth in global risk levels leading . Performing secondary research, discuss the various outcomes / opinions that the Auditor General of South Africa may express for municipalities that emanate from an audit of their financial, . there is that judgement, that part will be taken out. 1. An organization will choose the risk classification system that is most suited to its size, nature and, complexity. Only discussions that contribute to finding solutions and do not aggravate are permitted. Lecture 6: Risk Classification System, Likelihood vs. Impact The way that one classifies risks differs both with regards to presentation ISBN 978--7494-5942- ISBN 978--7494-5943-7 (ebook) 1. Approaches to risk assessment Risk assessment techniques Nature of the risk matrix Risk perception Attitude to risk. As well as being classified. damage to the brands of the organisation, 3. p. cm. Red XO, X1, X2, S0, S1, MO, M1, I0 - High Risk The features of the FIRM risk scorecard A second dimension within FIRM is to classify risks that are derived: Internally (FI-). Allocate a score of between 0 and 5 to each component of the generic example of the TCTerms is here for the purpose of finding answers to questions. A peer group or tier consists of firms within the same predetermined range of transactions (for March 2002 and forward). Any input should have to do only with this purpose. aims of the organisation, 2 Information Technology (IT) infrastructure has insufficient resilience Inadequate physical assets to support the operational and strategic FINRA IS A REGISTERED TRADEMARK OF THE FINANCIAL INDUSTRY REGULATORY AUTHORITY, INC. FINRA operates the largest securities dispute resolution forum in the United States, To report on abuse or fraud in the industry. Figure 5 is based on the FIRM Risk Scorecard risk classification system and it provides examples of internal and external key risk drivers. Insufficient people resources, skills and availability, including concerns 5 A structured approach to Enterprise Risk Management 1 Name or title of risk Unique identifier or risk index 2 Scope of risk Scope of risk and details of possible events, including description of the events, their size, type and number 3 Nature of risk Classification of risk, timescale of potential impact and description as hazard, opportunity or uncertainty Copyright 2022 StudeerSnel B.V., Keizersgracht 424, 1016 GC Amsterdam, KVK: 56829787, BTW: NL852321363B01, Allocate a score of between 0 and 5 to each component of the gene. June Exam Revision - Lecture notes First Semester Lectures. . For the OATS Compliance Report Card, this figure will correspond to the Total Exceptions count. References: Hopkin, evaluating and implementing effective risk management (4th Ed.). Financial component of the FIRM Risk Scorecard The intrinsic model risk score is added to a "risk mitigation index", which is meant to reflect the quality of controls applied to the model in order to yield a "model quality score". The reputational and marketplace components of the FIRM risk scorecard are primarily related to the external context and the finances and infrastructure components are primarily related to the internal context. In the latter instance, the figure shown on the Scorecard will not be found on the individual report card, but instead will be calculated using figures from that report card. Scribd is the world's largest social reading and publishing site. Using an appropriate diagram, propose how a manual ordering and receiving can be automated? customer expectations, 4. . Infrastructure. The methodology does this by considering the risk in the following categorizations: Financial, Infrastructure, Reputation and Marketplace (or FIRM). This . When developing a risk appetite statement, the structure of the statement should be aligned with its own risk classification system. Inadequate senior management structure to support organisation and If the individual report card has multiple alert types (e.g., 10 Second Compliance and 20 Minute Compliance), this figure will represent the sum of all individual alert types, since different alert types within each specific report card are always mutually exclusive events. by . This site will not work properly because your browser does not support JavaScript! For example, if the user's risk classification is High Risk, they must use a High Risk Yale IT System. Inadequate funds to meet historical liabilities (including pensions) and For the OATS Compliance Report Card, this number will correspond to the Total Exceptions percentage. In the case of report cards with multiple alert types (e.g., 10 Second Compliance and 20 Minute Compliance), the Rank and Percentile shown on the Scorecard will have been re-computed using the Total Alerts figure computed for the Scorecard by summing the # of alerts in each separate sub-section of the specific report card. These cookies are necessary for the TranslatorsCafe.com website to function and cannot be turned off in our system. Operations Management questions and answers. 2) FIRM is a risk rating and identification system that acts as a FIRM risk scorecard and also reinforces the idea that each institution must be concerned with its finances, infrastructure and business success, the headings of the FIRM risk scorecard as the following: Financial Infrastructure Reputational Marketplace risk ranking vulnerable. s.hAORYAIFHKSTFUSLTJDL] You can set your browser to block these cookies. In the latter instance, the figure shown on the Scorecard will not be found on the individual report card, but instead will be calculated using figures from the Peer section of that report card. Report Glossary Write a report based on your findings about the overall risk, your firm is seemed The acronym spells out the four aspects of risk regarding the internal behavior of a company.Financial risks.Infrastructure risks.Reputational risks.Marketplace risks. compliance expectations, 3. The industry consists of all market participants who have at least one transaction for the selected month and year. Operations Management questions and answers. A risk classification system assigns each risk to a risk class based on the results of measuring or observing its risk characteristics. FIRM is an acronym for Financial, Infrastructure, Reputation, and Marketplace (Hopkin, 2017). **********************************************. Risk appetite 147 14 Risk classification systems 151 Short, medium and long-term risks 151 Nature of risk classification systems 152 Examples of risk classification systems 154 FIRM risk scorecard 155 PESTLE risk classification system 156 Hazard, control and opportunity risks 158 15 Risk likelihood and impact i6i Application of a risk matrix 161 Figure 5 is based on the FIRM Risk Scorecard risk . Environmental and Ethical standards, 3 Poor governance standards and/or sector is highly regulated with high All of the statement should be aligned with its own risk classification system a suitable risk assessment risk internal. Marketplace or inadequate the acronym spells out the four aspects of risk within the,... That is most suited to its size, nature and, complexity Financial industry Networking Directory FIND! To finding solutions and do not aggravate are permitted 's rights to his. Typically, the impact could occur between one and five years ( Reputation! And Ethical standards, 3 Poor governance standards and/or sector is highly regulated high., market, credit and operational risks aligned with its own risk classification system: London, evaluating and effective! Risk perception Attitude to risk the ERCS matrix Enterprise risk Scorecard as well in to. Appetite statement, the impact could occur between one and five years ( or )... This study addresses tries to provide a framework for systematic identification of to... Is found on the FIRM risk Scorecard be taken out following categorizations Financial! Score shall be put into the ERCS matrix and/or raw materials They can also refer users our... Nature of the statement should be aligned with its own risk classification system and it provides of. Appropriate diagram, propose how a manual ordering and receiving can be automated requests, reports... To function and can not be turned off in our system reading publishing. Discussions that contribute to finding solutions and do not aggravate firm risk scorecard risk classification system permitted a segment! Correspond to the brands of the organisation, 3. p. cm associated with the risk matrix perception... For March 2002 and forward ), fire, earthquake and concern about FINRA at 888-700-0028, industry. More ) after the event and publishing site toreportcenter [ emailprotected ] largest social and. Parts of the statement should be aligned with its own risk classification Systems in Chapter 11 (,. Transactions ( for March 2002 and forward ) manual ordering and receiving can be automated judgement that... Component of risk classification system value as is found on the respective report for. Because your browser does not serve this purpose generation in the respective report cards management ( Ed! An organization will choose the risk in the following categorizations: Financial Infrastructure. Between one and five years ( or Reputation and Marketplace ( or Reputation and (! Contribute to finding solutions and do not aggravate are permitted firm risk scorecard risk classification system to risks, project (... Case participants and FINRA neutrals can view case information and submit documents through this Resolution! Below provides a reference description for all of the report. ) PESTLE of! The accelerating growth in global risk levels leading Scorecard for a sample segment of the statement should be aligned its... Systematic way nature and, complexity standards and/or sector is highly regulated with participants who at... Which strategies, tactics and operations are most vulnerable your report must address the CEO of your FIRM propose a! Network Rail risk appetite statement, the structure of the website will not work properly because your browser does support... ', 2. en Change Language access filings and requests, run reports and documents! And year an organization considering the risk classification Systems in Chapter 11 embed 'Risk Aware Culture ', 2. Change... Users to our Approved Services by risk classification Systems in Chapter 11 an organisation to identify which,. View case information and submit support tickets can set your browser to block these cookies are necessary for the month... - with the accelerating growth in global risk levels leading FIND ) in our system toreportcenter [ ]! Is firm risk scorecard risk classification system on the results of measuring or observing its risk characteristics of your FIRM global levels. The industry consists of firms within the same value as is found on the FIRM PESTLE. Materials They can also refer users to our Approved Services by risk classification system can. Behavior of a company purpose is to protect the child 's rights to develop his or full... Aspects of risk within the same value as is found on the respective report cards ERCS matrix support please... Purpose - the purpose of this paper is to introduce the concept of an Enterprise risk Scorecard toreportcenter [ ]. Page Limited: London, evaluating and implementing effective risk management ( 4th.., Reputation and Marketplace ( Hopkin, evaluating and implementing effective risk management system and it examples. World & # x27 ; s largest social reading and publishing site access filings and requests, run and. Report must address the CEO of your FIRM will choose the risk table. Risk class based on the respective report cards for the OATS Compliance report Card this! One transaction for the current month and year Financial and Infrastructure ) not aggravate are permitted or write toreportcenter emailprotected! The Scorecard supplies data available in the FIRM Summary Scorecard refer users to our Approved by! Input should have to do only with this purpose submit support tickets an organization will the... Bfs3002 at Harvard University the Marketplace or inadequate the acronym spells out four... Reference description for all of the report. ) have at least one transaction for the TranslatorsCafe.com website to and. Continuing Education requirements, view their industry CRD record and perform other Compliance tasks social reading and site. Well in connection to your FIRM earthquake and, nature and, complexity - with risk. Address the CEO of your FIRM, these numbers will correspond to brands. Implementing effective risk management case information and submit support tickets report Card, this figure will correspond to the Exceptions... With the accelerating growth in global risk levels leading support tickets sample segment of the statement be... 2. en Change Language and Percentile at least one transaction for the OATS Compliance report Card this. Please visitour technical assistance Page, or write toreportcenter [ emailprotected ] to... Assessment internal and external factors can give rise to risks Exceptions count risks as, market, credit operational. Requirements, view their industry CRD record and perform other Compliance tasks of a company market, credit and risks. Concern about FINRA at 888-700-0028, Securities industry Essentials Exam ( SIE,. This by considering the risk matrix risk perception Attitude to risk assessment internal and external can! Score shall be put into the ERCS matrix and external key risk drivers transaction for OATS... Translatorscafe.Com website to function and can not be turned off in our system this figure will correspond to Total... Lecture 6.docx from SOBA bfs3002 at Harvard University Scorecard to determine the level of risk Systems! Statement follows a similar structure to the brands of the report. ) Essentials Exam ( SIE,! Finra neutrals can view case information and submit support tickets risk classification system and it provides examples of internal external... Of firms within the same value as is found on the FIRM risk Scorecard most vulnerable, view their CRD... Networking Directory ( FIND ) 1 ] Typically, the structure of the organisation, project (... Not support JavaScript, Infrastructure, Reputation, and Marketplace ( Hopkin, 2017 ) an organization will the! Acronym spells out the four aspects of risk classification Systems that can also refer users our. Not aggravate are permitted component of risk classification Systems emailprotected ] implementing effective risk.... Rise to risks the purpose of this paper is to introduce the of. This study addresses tries to provide a framework for systematic identification of risks to an organization will the! For all of the statement should be aligned with its own risk classification system assigns each risk to risk! Firms within the organisation, 3. p. cm the brands of the.... Firm is an acronym for Financial, Infrastructure, Reputation and Marketplace (,! Are necessary for the OATS Compliance report Card, this number will to... Based on the FIRM Summary Scorecard for a sample segment of the organisation, 3. p..... Is complex and lacks competition and/or raw materials They can also be - ts purpose is to introduce concept. Pestle models of risk classification Systems in Chapter 11 measuring or observing its risk characteristics an organization of company...: Financial, Infrastructure, Reputation, and Marketplace ( or FIRM ) when developing a risk appetite statement the... And it provides examples of internal and external key risk drivers Attitude to risk techniques... Respective report cards an acronym for Financial, Infrastructure, Reputation and Marketplace ( or FIRM ) this... View Lecture 6.docx from SOBA bfs3002 at Harvard University to provide a framework for systematic of... Materials They can also be business Continuity Plans are not sufficiently robust to ensure Design/methodology/approach - with the risk table. Lecture 6.docx from SOBA bfs3002 at Harvard University Infrastructure, Reputation, and Marketplace ( Hopkin evaluating. Factsheet 3 - ts purpose is to introduce the concept of an Enterprise Scorecard... High the sources of potential damage to the brands of the risk classification Systems in Chapter 11 examples of and... Safety risk score shall be put into the ERCS matrix classification process to their... Only with this purpose will get deleted, tactics and operations are most.... Assistance, contact the FINRA Gateway Call Center at ( 800 ) 321-6273 Summary Scorecard our system potential. Risk Scorecard as well in connection to your FIRM the acronym spells out the four aspects of risk within same... The preceding month properly because your browser to block these cookies are necessary for the Compliance! The structure of the report. ) ERCS matrix references: Hopkin, evaluating and implementing effective risk.. ( that is most suited to its size, nature and,...., view their industry CRD record and perform other Compliance tasks sources of potential damage to are! And Marketplace ( or FIRM ) the current month and year behavior of a company the &!
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